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Lemon Healthcare, Automatic Claiming Service for Insolvency Insurance,…
lemonhealthcare 2023-05-15
[New = Reporter Kim Taehyun]

The automatic real-life insurance claim service is spreading significantly. As the bill to simplify claims for loss insurance is again revolving in the National Assembly, the automatic claim service of loss insurance by private companies is drawing attention again.

Lemon Healthcare (CEO Hong Byung-jin), a two-way platform company for healthcare data, said the "automatic claim for loss insurance" service, which was introduced in Korea for the first time in December last year, exceeded 15,000 claims and 10,000 subscribers within three months of its opening. The number of hospitals that can be automatically claimed reaches 40 high-level general hospitals and general hospitals nationwide, including Seoul and Gyeonggi, Chungcheong, Jeolla, Gyeongsang, Gangwon, and Jeju.

In particular, representative hospitals include Kyungpook National University Hospital, Inha University Hospital, and Dong-A University Hospital, and Dongguk University Ilsan Hospital recently signed an automatic billing service partnership. Patients in high-level general hospitals and general hospitals have high expectations for a fully automated loss insurance claim service, which is spreading rapidly from the beginning of the service.

According to the National Health Insurance Service and the Health Insurance Review and Assessment Service, high-level general hospitals, general hospitals, and hospitals account for more than 44% of the total medical expenses of domestic medical institutions as of 21, and patients claiming loss insurance are also concentrated in these hospitals. In addition, middle-aged and elderly people who are not good at using digital devices are also satisfied with the automatic billing service as it is carried out through mobile text messages without using the app.

Lemon Healthcare's "automatic claim for loss insurance" service can also be subscribed through Kakao Notification Talk information messages sent by hospitals without installing a separate app. After signing up for the first time, there is no need to worry about forgetting the claim for loss insurance because outpatient treatment accumulated three times a month on the 9th, 19th, and 29th without any additional procedures. In addition, the patient can set the minimum amount of the patient's own medical expenses to proceed with automatic billing when signing up for the first time from 1,000 won to 50,000 won, and the automatic billing retroactive period can be selected up to three years before the subscription date.

Lemon Healthcare plans to focus on expanding its service infrastructure nationwide and spreading automatic billing services with the goal of 30,000 automatic billing subscribers in the first half of this year.

"As the public's desire for ultra-simplified real-life insurance claims was great even before the automatic billing service was opened, the number of claims and other numerical indicators are rapidly increasing, receiving great response from patients at major higher hospitals and general hospitals," a Lemon Healthcare official said. "If the culture of private-led real-life insurance claims becomes common, it will be possible to significantly improve public fatigue apart from the push for the law to simplify automatic real-life insurance claims pending in the National Assembly."

On the other hand, according to a survey conducted by six consumer groups in 21, 47.2% of all respondents gave up their claims even though they were able to claim them within the last three years. Among them, small claims of less than 300,000 won accounted for 95.2%. It was found that the biggest reason for giving up insurance claims was "the hassle of receiving and submitting paper evidence documents."

출처 : http://www.newsrun.co.kr/news/articleView.html?idxno=20657
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